Privacy Policy

Last updated: June 19, 2025

At 4FiMD, we’re committed to making financing simple, secure, and transparent. This Privacy Policy explains how we collect, use, protect, and share your personal information when you interact with our website, platform, or services.

By using our site, you agree to the terms of this Privacy Policy.

1. Information We Collect

We collect the following types of information:

a. Personal Information
Information you provide directly or through our partners, including:

  • Full name, address, phone number, and email

  • Social Security number or tax identification number

  • Financial details: income, banking info, credit data

  • Loan application history and supporting documentation

  • Identity verification data (e.g., driver’s license or ID)

b. Device & Technical Data
Collected automatically when you visit or interact with our platform:

  • IP address, browser type, operating system

  • Device identifiers and session data

  • Usage logs and analytics data

c. Third-Party Data Sources
We may collect or verify data through service providers, credit bureaus, or business partners as needed to provide services.

2. How We Use Your Information

We use your data to:

  • Evaluate and process financing or loan applications

  • Verify your identity and prevent fraud

  • Provide customer service and support

  • Analyze and improve our products and platform

  • Send account-related and promotional communications

  • Comply with legal, regulatory, and contractual obligations

3. Sharing Your Information

We share your data only as needed to deliver our services or meet legal requirements:

  • With Lenders & Partners: To process applications, we may share your name, contact info, financial application data, and documents.

  • With Service Providers: For hosting, security, analytics, email, and verification tools under confidentiality agreements.

  • With Regulatory Bodies: As required by law or legal process.

  • For Business Transfers: In connection with mergers, acquisitions, or asset transfers.

We do not sell your personal data.

4. Cookies & Tracking

We use cookies and similar technologies to:

  • Improve site functionality and performance

  • Understand how users engage with our services

  • Personalize your experience

  • Support analytics and limited advertising

You can manage cookie preferences in your browser. For more, see our Cookie Policy.

5. Data Retention

We retain personal information only as long as necessary to:

  • Provide services to you

  • Comply with legal and regulatory obligations (e.g., 7 years for financial records)

  • Resolve disputes or enforce agreements

After that, data is securely deleted or de-identified.

6. How We Protect Your Information

We implement industry-standard security measures, including:

  • AES‑256 encryption in transit and at rest

  • Multi-factor authentication and access control

  • Role-based data permissions

  • Regular security reviews and audits

Despite these safeguards, no system is 100% secure. If we become aware of a breach, we will notify you as required by law.

7. Your Rights and Choices

You may:

  • Request access to or correction of your personal information

  • Request deletion, where applicable

  • Opt out of marketing emails by clicking “unsubscribe” or contacting us

We’ll respond to all requests within a reasonable timeframe, typically within 10 business days.

8. Children’s Privacy

Our services are not intended for individuals under 18. We do not knowingly collect data from minors. If we learn that we’ve inadvertently collected information from someone under 18, we will delete it.

9. Cross-Border Data Transfers

Your information may be processed or stored by our team or service providers in the U.S. or other jurisdictions. We ensure appropriate safeguards are in place to protect your data across borders.

10. Policy Updates

We may update this Privacy Policy periodically. If we make material changes, we’ll notify you via this page or by email. Continued use of our site after changes means you accept the updated policy.

11. Contact Us

If you have questions about this Privacy Policy or your data:

4FiMD LLC
1309 Coffeen Avenue
Sheridan, WY 82801
info@4fimd.com
(866) 544‑3463